About Us

Ringkas began in 2022 as Indonesia’s embedded mortgage platform, partnering with property developers and leading financial institutions to revolutionize how people access home financing. Our mission: make mortgages more accessible, efficient, and transparent. Ringkas is an AI-native infrastructure that powers the next generation of real estate, financial services, and insurance. By embedding directly into existing systems, Ringkas enables institutions to launch products faster, automate critical workflows, and deliver personalized customer experiences at scale—all without costly system overhauls. From customer advisory to product recommendations to intelligent cross-sell opportunities, Ringkas transforms how financial institutions serve their customers. Together, Ringkas and Ringkas are building smarter financial infrastructure for a more inclusive, digitally connected world.

About the Role

We are seeking a highly experienced Principal Engineer to lead and oversee the full engineering spectrum of our platform, with a strong focus on technical excellence and architectural direction. The ideal candidate has deep expertise in mortgage products, extensive experience in fintech and proptech, and a strong ability to drive engineering strategy and execution at a global scale.

You will play a key role as a technical leader, mentor, and visionary, ensuring the successful delivery of complex products while scaling our engineering organization. This role requires exceptional leadership capabilities, hands-on technical depth, and the ability to collaborate effectively with cross-functional partners worldwide.

Key Responsibilities

• Lead the end-to-end engineering strategy, architecture, roadmap, and execution across the product ecosystem.
• Drive system design, scalability, performance, reliability, and security across all services.
• Provide strong technical leadership and mentorship to engineering managers, leads, and engineers.
• Oversee development of mortgage-related digital products and integrations with multiple financial and property partners.
• Collaborate closely with Product, Data, Design, Business, and Compliance teams to build secure, stable, and innovative solutions.
• Establish engineering best practices, processes, code quality standards, and governance.
• Lead and improve the engineering culture, performance, and talent development within the team.
• Communicate effectively with global stakeholders and leadership teams.
• Evaluate and implement emerging technologies aligned with business goals.
• Lead complex problem-solving and ensure timely delivery of key roadmap initiatives.